Terms and Condtions

Effective Date: January 2025
Last Updated: April 25, 2026

Introduction

Welcome to Create Wealth and Legacy ("Company," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your use of our website, services, consultations, programs, digital products, educational materials, and communications.

By accessing or using our website and services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our website or services.

Use of Website and Services

By using our website, you represent that:

You are at least 18 years of age

You have the legal authority to enter into these Terms

You will use our website and services only for lawful purposes

You will not misuse, disrupt, or interfere with the operation of the website

We reserve the right to refuse service, terminate access, or remove content at our discretion.

Financial and Educational Disclaimer

Create Wealth and Legacy provides educational information, business consulting, financial education, wealth-building strategies, and related services.

We do not provide legal, tax, accounting, or licensed financial advisory services unless explicitly stated.

Any information provided through our website, programs, coaching, consultations, videos, emails, or content is for educational and informational purposes only and should not be considered professional financial, legal, or investment advice.

You acknowledge that:

Results are not guaranteed

Individual outcomes vary

You are solely responsible for your financial decisions and actions

Past performance does not guarantee future results

We strongly encourage you to consult qualified professionals before making financial, investment, legal, or tax decisions.

Intellectual Property

All content on this website, including but not limited to:

Logos

Branding

Text

Graphics

Videos

Downloads

Training materials

Digital products

Courses

Documents

Website design

is the property of Create Wealth and Legacy and is protected by copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, modify, republish, upload, transmit, or exploit any content without prior written permission.

Payments and Refunds

By purchasing any products or services from Create Wealth and Legacy, you agree to provide accurate payment information.

All payments are due at the time of purchase unless otherwise stated.

Due to the nature of digital products, coaching, consulting, and educational services, all sales may be considered final unless otherwise specified in writing.

If a refund policy applies to a specific service or program, it will be disclosed separately at the time of purchase.

We reserve the right to refuse or cancel orders at our discretion.

SMS and Email Communications

By submitting your contact information through our website or forms, you consent to receive emails, calls, and text messages from Create Wealth and Legacy.

These communications may include:

Appointment reminders

Educational content

Promotions and special offers

Program updates

Customer service communications

Message and data rates may apply.

You may opt out at any time by:

Clicking the unsubscribe link in emails

Replying STOP to text messages

Contacting us directly

You acknowledge that opting out of communications may affect your ability to receive important updates regarding services or programs.

User Conduct

You agree not to:

Use the website for unlawful purposes

Attempt unauthorized access to systems or accounts

Copy or distribute protected content

Interfere with website functionality

Submit false or misleading information

Engage in abusive, threatening, or harmful behavior

Violation of these Terms may result in termination of access without notice.

Third-Party Services and Links

Our website may contain links to third-party websites, software, tools, or services.

We are not responsible for the content, policies, availability, or practices of third-party websites or providers.

Your interactions with third-party services are solely between you and the third party.

Limitation of Liability

To the maximum extent permitted by law, Create Wealth and Legacy shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from:

Use of the website

Participation in services or programs

Reliance on information provided

Technical interruptions or errors

Loss of profits, income, data, or business opportunities

Our total liability for any claim shall not exceed the amount paid by you for the applicable product or service.

No Guarantees

We do not guarantee any specific financial, business, or personal results from using our services, programs, or content.

Success depends on many factors outside our control, including your personal effort, market conditions, financial situation, and implementation.

Indemnification

You agree to indemnify, defend, and hold harmless Create Wealth and Legacy, its owners, employees, contractors, affiliates, and partners from any claims, damages, liabilities, costs, or expenses arising from:

Your use of the website or services

Your violation of these Terms

Your violation of any laws or third-party rights

Termination

We reserve the right to suspend or terminate access to our website, programs, or services at any time, without notice, for conduct that violates these Terms or is otherwise harmful to our business or users.

Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the applicable jurisdiction where Create Wealth and Legacy operates, without regard to conflict of law principles.

Any disputes arising under these Terms shall be resolved exclusively in the appropriate courts of that jurisdiction.

Changes to These Terms

We may update or modify these Terms at any time.

Changes become effective immediately upon posting on this page.

Your continued use of the website or services after changes are posted constitutes acceptance of the revised Terms.

Contact Information

If you have questions regarding these Terms and Conditions, please contact us:

Create Wealth and Legacy

Email: [email protected]
Phone: 219-201-0412
Website: createwealthandlegacy.com
Address: 2601 Cattlemen Rd, Ste 200, Sarasota, FL 34232

Acceptance of Terms

By accessing or using our website, services, programs, or content, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.